Powered by Smartsupp CQ Regional Bank - Dedicated to innovating, simplifying, and humanizing digital banking.
24/7 Digital Support
Banking, reinvented

Money that
moves at the speed
of your life.

CQ Regional Bank is the modern digital bank for people who expect more โ€” instant transfers, honest pricing, bank-grade security, worldwide.

Trusted by teams at
Core tools

Everything you need to move money โ€” in one place.

From everyday transfers to real-time FX, our product suite is built for speed, clarity and trust.

Global transfer

Send money to 180+ countries, settled in minutes.

Mid-market exchange rates. No hidden fees. Your recipient gets exactly what you see.

You send
$ 1,000.00
โ†’ โ‚ฌ 920.00

Live Charts

Follow markets in real time.

Rate Alerts

Set targets. Get notified instantly.

Instant Transfer

Send to friends and family in a few taps โ€” fully trackable end-to-end.

Create Account

Open a free digital bank account in minutes โ€” no paperwork, no branch visits.

18.5M+
Active users
180+
Countries served
$42B
Moved yearly
4.9/5
App store rating
About CQ Regional Bank

Banking built for humans โ€” not bureaucracy.

More than a decade ago we rebuilt the rails of digital banking. Today we're one of the largest digital-first banking providers โ€” dedicated to inventing, simplifying, and humanizing every interaction.

Powerful mobile & web

Native-feeling apps on iOS, Android and the web โ€” built for speed and clarity.

Transparent & fast

No hidden fees. Real exchange rates. Transfers that settle in seconds, not days.

Our story
18.5M+Active users worldwide
Live rates

Real-time exchange rates, low fees.

Track the world's most-traded currencies and start a transfer in a single click.

USDUS Dollar
120.54
โ†‘ +0.50%
JPYJapanese Yen
134.76
โ†‘ +0.24%
GBPBritish Pound
245.10
โ†“ -0.30%
NZDNZ Dollar
0.7564
โ†“ -0.06%
CADCanadian Dollar
1.2741
โ†“ -0.76%
CHFSwiss Franc
15.063
โ†‘ +0.26%
Start a transfer
Why CQ Regional Bank

A complete digital banking platform.

Thoughtful features designed around how people actually live and work today.

Global coverage

Send and receive in 50+ currencies to 180+ countries.

Easy transfers

Any card, any account. Settle in minutes, not days.

24/7 support

Real humans, any time zone โ€” chat, email, or call us.

Lowest fees

Transparent pricing. Mid-market rates. Zero markups.

Instant processing

A global settlement network built for real-time payments.

Bank-grade security

End-to-end encryption, 2FA, continuous fraud monitoring.

Local accounts

Pay like a local, anywhere in the world.

Receive money in the most-used currencies with real local account details.

USD โ€” US DollarRouting & account number
EUR โ€” EuroIBAN & BIC / SWIFT
GBP โ€” British PoundSort code & account
CAD โ€” Canadian DollarInstitution & transit
KRW โ€” S. Korean WonBank & account
JPY โ€” Japanese YenBank & branch code
CNY โ€” Chinese YuanBank & account
NZD โ€” NZ DollarBank & account
CHF โ€” Swiss FrancIBAN & BIC / SWIFT
Our customers

Loved by 18M+ people worldwide.

Independently verified reviews from real customers across the globe.

โ˜…โ˜…โ˜…โ˜…โ˜…
The teller who helped me was a pleasure to work with โ€” knowledgeable and thorough. CQ Regional Bank truly made my day. Terrific customer service.

Jim Morison

Director, BAT
โ˜…โ˜…โ˜…โ˜…โ˜…
Setup was painless, the app is modern, and the support team is brilliant. I recommend CQ Regional Bank to everyone in my network.

Alex Cruis

CEO, IBAC
โ˜…โ˜…โ˜…โ˜…โ˜…
Four years with CQ Regional Bank. Loan modification, credit card, cash account โ€” they've always been there to help.

Tom Haris

Engineer, Olleo
Insights

News, ideas & perspectives.

Stay up to date with content from our trusted editorial team.

Get started

Open your CQ Regional Bank account in minutes.

Join millions already moving money smarter, faster, and cheaper โ€” no branch visits, no paperwork, no queues.

Account includes

Multi-currency walletโœ“
Instant transfersโœ“
Virtual & physical cardsโœ“
24/7 human supportโœ“
Monthly fee$ 0.00